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This really does encapsulate my philosophy of life

(alt text = "This happens in geek circles every so often. The 'Hey, this is just a system I can figure out easily!' is also a problem among engineers first diving into the stock market.")
(My philosophy of life is often loosely translated as "people are morons". I do not exempt myself from my philosophy.)
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Oh yes. My mantra for my forties seems to be "The world is full of idiots. Often including me."