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Things I have done this week to take control of my finances:
1) Eaten work-provided food and drunk water, rather than buying breakfast and coffee
2) Shared lunch with a co-worker (the place we like serves way too much food for one, and splitting works for both of us)
3) Planned meals around food we already have
4) Sat down and figured out how the monthly fixed bills fared after the past few months of paring (down from ~$800 to ~$600, go me: got on the energy partners program, reduced the Netflix bill, bundled phone & internet, got on an income-dependent student-loan-repayment plan...)
5) Said several times, "No, thanks," when I didn't have money, rather than spending
6) Didn't buy bagels for the office (I like to do that, but right now, I can't afford it)
7) Reminded two contract clients that I haven't been paid yet.
8) Checked out a money-management book from the library, and did the first few exercises, including finding out my current FICO score (ouch)
1) Eaten work-provided food and drunk water, rather than buying breakfast and coffee
2) Shared lunch with a co-worker (the place we like serves way too much food for one, and splitting works for both of us)
3) Planned meals around food we already have
4) Sat down and figured out how the monthly fixed bills fared after the past few months of paring (down from ~$800 to ~$600, go me: got on the energy partners program, reduced the Netflix bill, bundled phone & internet, got on an income-dependent student-loan-repayment plan...)
5) Said several times, "No, thanks," when I didn't have money, rather than spending
6) Didn't buy bagels for the office (I like to do that, but right now, I can't afford it)
7) Reminded two contract clients that I haven't been paid yet.
8) Checked out a money-management book from the library, and did the first few exercises, including finding out my current FICO score (ouch)