Debt elimination project redux
Feb. 1st, 2019 07:01 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
sereneAfter a couple years of austerity, we* got out of debt last year. Then we had thousands of dollars in dental bills, thousands of dollars in car repairs, and, I will confess, thousands of dollars in aid to students that I put on credit cards. So. Back to it, then.
As of yesterday, I had a balance of $21,348.62 on all cards (I'm not counting student loan debt). As of today, I've paid off 3.2% of that. With any luck (a.k.a. hard work and continued employment), along with the snowball effect of paying off higher-interest cards first, I'm hoping to make short work of this. I make ~$50K a year, so it won't be easy, but the sooner we get debt-free, the sooner I can quit my job and go back to editing full-time.
Onward.
*I say "we" advisedly; I make all the money, but James definitely participates in the cost-cutting work.
As of yesterday, I had a balance of $21,348.62 on all cards (I'm not counting student loan debt). As of today, I've paid off 3.2% of that. With any luck (a.k.a. hard work and continued employment), along with the snowball effect of paying off higher-interest cards first, I'm hoping to make short work of this. I make ~$50K a year, so it won't be easy, but the sooner we get debt-free, the sooner I can quit my job and go back to editing full-time.
Onward.
*I say "we" advisedly; I make all the money, but James definitely participates in the cost-cutting work.
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Date: 2019-02-01 04:05 pm (UTC)no subject
Date: 2019-02-02 01:52 am (UTC)no subject
Date: 2019-02-02 06:27 pm (UTC)