Facing finances

[serene]

Part of how I got out of debt last time was to be frank with myself and others about my finances. For the first 10 years we were together, James and I had zero debt, and it took some pushing past shame to admit we'd accumulated $10K+ in consumer debt, but admitting it was the first step to eliminate it. This time, the debt is even higher (but it was important, she says with some shame, to fix our teeth and our car, and and and...) but it's not any different: the key to getting rid of it for me is facing it. Well, facing it and having a plan.

Facing it, having a plan, and an almost fanatical devotion to the Pope.

Another thing I have to face is that I can't afford to go part-time yet. Not until either James gets the job he applied for or I get more editing work. I'm a little sad about that, but it's okay -- I can do this for a year while we knock out debt, and then I can decide what to do after that happens. When we don't have debt, we have SO MUCH FREEDOM. I just need to keep that in mind.

In completely other news, I don't get a "Least Complicated" earworm often, in day-to-day life, but something about getting to the "Music" box on the DW posting page brings it to mind; it's my most frequent "Music" entry, and it seems to just be a conditioned response to seeing the input box. Weird.

Comments

[ljgeoff]

We, too, have been working on our debt. And our credit rating. I've just had a job change, and things are okay but there are rough patches. The thought of being out of past-due debt is glorious.

[serene]

Debt-elimination buddies! (And lots of other kinds of buddies, too, of course. :-)